Home loans: Is a credit facility to support capital for retail customers wishing to buy houses in projects that VietABank has partnership, which is secured by the property itself as collateral
Highlight benefits
- Flexible disbursement method according to the developer's progress
- High LTV ratio (100%), long loan tenor (25 years), and high competitiveness in the market
- Flexible principal repayment method
PRODUCT FEATURES
- Lending ratio: up to 100% of the home's value
- Tenor: depending on each specific project and up to 25 years (300 months)
- Lending method: One-time loan
- Customer age: From 22 to 65 years old
- Collateral: properties formed from the loans and/or other assets
Registration and use
- Contact: Interested customers are kindly requested to contact the . Or call our Contact Center: 1900.555.590
Current partnered projects:
| No. | Name of project | Project location | Developer |
| 1 | Doanh Nhân Tower Complex | No. 01 Thanh Binh Street, Mo Lao Ward, Ha Dong District, Hanoi | Tay Do Import-Export Investment Joint Stock Company |
| 2 | Central Coastal High-end Hotel & Apartment Complex (Premier Sky Residences) | Redstar Luxury Villas, Phuoc My Ward, Son Tra District, Da Nang City. | Minh Dong Tourism and Trade Co., Ltd. |
| 3 | Conic Riverside Apartment Project | Lot 3, Residential Area 13 B - South City New Urban Area, Ward 7, District 8, HCMC | Linh Phong Investment & Development Construction Joint Stock Company - Conic |
FAQ
Frequently asked questions about the product
01
Can I go to any VAB location to get a loan?
Award information is updating ...
02
I bought a house and wanted to get a loan at VAB to pay the seller and mortgage it with this house, but the seller required to pay in full before I could transfer the title to me, so the In this case, will VAB disburse to prepay the seller and then transfer the title of the certificate of ownership?
Award information is updating ...
03
I have a need for a home loan, but now I have paid off all the sellers. From the date of payment to the seller to the date I asked VAB for a loan, it has been 3 months, the certificate has been transferred to me for 1 month. So in this case, will VAB lend me a loan for the purpose of buying that house?
Award information is updating ...
04
Is the loan procedure at VAB complicated or not?
Award information is updating ...
05
My child goes to study abroad/medical treatment (domestic and foreign), does VietABank provide a loan to pay for tuition/medical treatment?
Award information is updating ...
06
Projects that have signed association with VAB but do not have a certificate of ownership or use for the apartment I buy, can they borrow capital and mortgage with that property?
Award information is updating ...
07
181 / 5000 Kết quả dịch I have a loan at VAB, when I sell the mortgaged property to the buyer, the buyer needs to borrow at VAB, can I transfer my loan to the buyer in the name of the buyer?
Award information is updating ...
08
How old can I get a loan at VietABank?
Award information is updating ...
09
Can customers with a foreign spouse get a loan at VietABank?
Award information is updating ...
10
Is it possible to use someone else's property as a pledge/mortgage?
Award information is updating ...